Louisiana Insurance News & Articles

​More than 50 people, mostly children, have been infected by the measles in the United States this year. This particular outbreak concerns southwest Washington and northwest Oregon. Nationwide, though, the Centers for Disease Control and Prevention (CDC) states that eight other states (California, Colorado, Connecticut, Georgia, Illinois, New Jersey, New York and Texas) have reported cases of measles in 2019, bringing the total of reported cases to 79.

What is measles?
Measles is a highly contagious illness caused by a virus called rubeola. People are most susceptible to contracting this illness in early childhood. In the current outbreak in Washington and Oregon, the majority of the cases involve children between 1 to 10 years old. Measles usually causes fatigue, runny nose, cough, slight fever, and head and back pains. In later stages, it can cause a high fever, Koplik’s spots (small white dots) inside the mouth and a rash that starts around the hairline and spreads downward.

Measles has a 25 percent hospitalization rate, is not treatable and has no cure. The virus can lead to serious complications, such as encephalitis, or inflammation of the brain. In some extremely severe cases, measles and its complications can be fatal.

How can the measles be prevented?
Measles can be prevented with the measles, mumps and rubella (MMR) vaccine. This vaccine is typically given in two different doses, the first being administered between 12 to 15 months of age and the second being administered between 4 to 6 years of age. The CDC reports that the two doses together are 97 percent effective at preventing the disease, while just getting one dose is 93 percent effective at preventing the disease.

Without being vaccinated, you’re at risk of contracting measles, especially because it is a highly contagious illness. If you live in an area that’s experiencing a measles outbreak, call your doctor for recommendations on what to do. Your doctor may recommend staying in your house until the outbreak subsides. 

VOLUNTEER WORK
In addition to boosting your social well-being, volunteering can make you feel physically stronger, increase mental sharpness, aid in reducing stress and even help you live longer. Despite these proven positive effects, only 1 in 4 Americans regularly volunteer, according to the Bureau of Labor Statistics. If you’re curious about the specific benefits of volunteering or how to get started, read on.
Health Benefits of Volunteering
As previously mentioned, volunteering has proven health benefits. Here are just a few of those benefits:

• Increased mental and physical activity—Participating in volunteer activities gives you the opportunity to move and think in different ways than you’re used to doing at home or at work. And, there’s a good chance that you’ll be on the move while volunteering, which increases your overall physical activity level, too.
• Reduced stress levels—Giving back to those in need is said to enhance one’s sense of belonging, meaning and appreciation, which are all elements that can help reduce your stress levels.
• Increased social well-being—By going out and volunteering in your community, you’re broadening your social circle, forging new relationships and giving back to those who are in need. All of these activities can increase your social well-being, a component that plays a large role in your overall health. 

Volunteers may work full time, part time or be retired. They may volunteer with one organization a few hours a week, or with multiple organizations several hours a week. No matter what amount of time that is contributed, studies show that volunteers have an overall healthier, happier outlook on life.
How to Get Started
Many organizations can benefit from your volunteer time. A good place to start looking is within your community. Pick one that complements your talents, interests, schedule and physical abilities. When you’re thinking about what you’d like to do as a volunteer, it may be helpful to think about what’s motivating you. Some volunteers are motivated by the following:

• Helping others
• Learning about the community
• Meeting new and interesting people
• Working in a team environment
• Feeling like they made a difference
• Gaining valuable life experiences
• Acquiring new skills

Once you’ve determined what’s motivating you to volunteer, you’ll be able to narrow down your search for local volunteer programs. For example, if you enjoy helping others, it may be beneficial to try to volunteer at a hospital or clinic. If you want to learn more about your community, volunteer on a community council or committee.
You can browse online listings or a newspaper to identify volunteer programs. To ensure a successful outcome for both you and the volunteer program, ask yourself the following questions:

• When can I begin?
• How much time can I commit?
• How often do I want to participate?
• What skills can I offer?
• What skills can I gain?
• What would I not want to do as a volunteer?
• What community issue do I want to affect through my volunteer service?
• What group or population do I want to serve?

To get started, contact your local chapter of the United Way www.unitedway.org or try www.volunteermatch.org.